FAQs

Mobius is a UK-based institutional investment platform and life insurance company. Founded in 1997 and rebranded after a management buyout in 2014, the firm has more than 20 years’ experience working with pension schemes, trustees, consultants and asset managers. Its independence means it does not run its own funds, allowing clients to access a wide range of asset managers and investments. Mobius has become a trusted partner for schemes of all sizes, supporting both defined contribution and defined benefit strategies with innovative structures and efficient investment administration.

As of March 2025, Mobius, including Mobius Life Administration Services, administers around £26.7 billion in assets across more than 690 schemes, including defined contribution, master trust and defined benefit clients.

Mobius Life Limited is authorised by the Prudential Regulation Authority (PRA) and regulated by both the PRA and the Financial Conduct Authority (FCA). Mobius Life Administration Services Limited is not authorised or regulated.

Mobius serves a wide mix of institutional clients. These include DC and DB schemes of all sizes, master trusts, SIPP providers, fiduciary managers, professional trustees, insurers, and wealth managers. The platform also supports asset managers who need life-wrapped structures and other institutional investors through Mobius Life Administration Services.

Mobius partners closely with advisers, trustees, and managers to make investment strategies easier to implement and govern. Its role is to provide the infrastructure – administration, reporting, life-wrapped structures, and open access to over 1000 funds – this enables clients and their advisers to focus on strategy. This collaborative model means advisers give advice, and Mobius delivers the operational platform to implement their advice.

Independence means Mobius is focused on one line of business and free from the conflicts of also being an asset manager, member administrator, advisor, or annuity provider. Instead, Mobius gives trustees and advisers open access to over 1000 investment strategies across more than 80 managers. That neutrality removes conflicts of interest and ensures the platform is focused entirely on delivery rather than distribution.

Mobius uses a UK life insurance structure to offer “life-wrapped” funds. These provide daily pricing, unitisation and tax efficiency. They make complex strategies like private equity and infrastructure accessible in a pension environment which requires daily dealing. Life-wrapped structures can also help meet charge cap rules while keeping administration clean and efficient.

Mobius offers true open architecture, which means clients can choose from more than 1000 investment strategies run by 80+ managers. There are no in-house products and no restricted list. The platform makes it possible to build the right portfolio for each scheme’s governance and member needs, while handling the operational side of implementation.

The platform supports pooled funds, segregated mandates, blended funds, structured equity, income-paying funds, and access to private markets such as private equity, private credit, property, and infrastructure. It also accommodates daily-dealt and less liquid assets, giving schemes flexibility across asset classes.

Yes. Mobius was among the first to seed an LTAF and supports closed-end funds, direct holdings and bespoke illiquid solutions. These can be integrated into blended or lifestyle strategies, making it easier for schemes to build private market exposure in a manageable way.