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By David Porter, Director Defined Contribution, Mobius Life
There’s a wide choice of institutional investment platforms out there for pension schemes. Frankly, all of us are pretty good at delivering day-to-day investment administration. For some schemes this may be enough - today! But at Mobius Life we want to offer our clients capabilities which meet more than just routine administration needs and gives them a platform fit for purpose today, and tomorrow, now.
Our starting point is to understand our clients’ needs and then work with them, and their consultants, to offer tailored solutions at a competitive price rather than impose an administration straitjacket.
Let me give you three examples of how this approach works in practice.
- Say your scheme wants an LDI solution. We don’t restrict our clients to a fixed range of funds – some of which may be proprietary to the platform provider. Rather we’ll find a solution that meets our client’s liability profile and cashflow requirements. And if there isn’t a fund available which matches these needs, will manufacture a bespoke fund – and yes, for smaller schemes too.
- Another example; your scheme wants to invest in real assets to provide reliable contractual cashflows and inflation hedging. We don’t think our clients should be stuck with just a choice of a few open-ended property funds. Rather we’ll manufacture a solution with a bespoke range of assets, which could include sustainable real estate, low carbon energy, power and unities infrastructure, transportation, social housing, healthcare, education accommodation and digital infrastructure.
- Our approach involves much more than just manufacturing specialist funds. We continuously look to understand what our clients may need next. That’s why we were ahead of the field in creating specialist transaction cost and TCFD reports to help them meet their SIP and now Chairs Statement reporting responsibilities.
These are just three quick examples of our approach. There is much more we offer our clients - covering every aspect of reporting and enabling better outcomes. If you want an analogy to illustrate what makes us different, think electric cars. There are now lots of electrically powered vehicles out there. But they are not all the same – at Mobius Life we’re much more Tesla than milk float.
Perhaps that’s why we have won the Professional Pensions Institutional Platform Provider of the year award four times on the trot.
At Mobius Life, we’re ready to flex our platform to meet your scheme’s exact needs. If you’d like to find out more about our approach, please give us a call today.
Thank you for reading this article, to find out more about Mobius Life, please visit our home page or our solutions page.